Broker Check
Phillip Smith

Phillip Smith

Financial Planner

458-247-7665

phillip.smith@ceterawealth.com

Helping people close to retirement create clear, tax‑smart plans.

A native Oregonian and Marine Corps veteran, Phillip Smith learned discipline, integrity, and resilience while serving as an avionics technician with the legendary VMA‑214 “Black Sheep” squadron. Those values still shape his work ethic and client relationships today.

After graduating magna cum laude from the University of Oregon with a BA in English and a focus on writing and critical reasoning, Phillip has earned the Tax Planning Certified Professional®  (TPCP), Chartered Retirement Plan Counselor® (CRPC) and Accredited Investment Fiduciary® (AIF) designations. He also holds Series 7 and 66 registrations and an Oregon Life/Health license.

What Phillip does best:

  • Guides the self‑employed, workforce professionals and senior executives who are within five years of retirement

  • Designs tax‑efficient income plans so clients keep more of what they’ve earned

  • Coordinates investment, risk, and estate strategies into one adaptive roadmap

  • Translates complex decisions into plain‑language next steps

Why clients choose Phillip:

  • Marine‑level discipline ensures tasks get done and follow‑through never slips

  • Teacher’s heart - honed as a military technical instructor - turns jargon into clarity

  • Values‑driven approach keeps every recommendation aligned with what matters most to the client

Community and life outside the office

Phillip has served on the Boards of Oregon Community Credit Union in Eugene and Neighborhood Church in Albany. Free time is family time: neighborhood walks, coaching youth sports, building epic Lego creations, serving his church, and the occasional adult‑league basketball game (high enthusiasm, variable highlight reels).

_________________________________________________________________________________________________________________

If you’re figuring out how to retire, or are recently retired, a clear, tax-smart plan makes all the difference. Click below to schedule a quick discovery call – let’s see if we’re the right fit for your goals.

Book a 20-Minute Call

Want more insights first?
🎙️ Listen to The Perfect Retirement Plan? Podcast – concise episodes for people close to retirement.
▶️ Watch retirement tips on our YouTube channel.